Effective Date: March 20, 2026
CardIQ is a personal finance utility that helps you track credit card perks and benefits. We are committed to protecting your privacy. This policy explains what data the App handles and your rights as a user.
CardIQ does not collect, transmit, or store any personal data on external servers. All information you enter including card names, perk usage, annual credits, and analytics is stored exclusively on your device. We have no access to this data at any time.
We do not sell, share, or disclose your data to any third parties. No data ever leaves your device.
CardIQ does not use any third party analytics platforms, advertising networks, crash reporting tools, or tracking technologies of any kind.
CardIQ offers a one time purchase to unlock premium features. All payments are processed by Apple through the App Store. We do not collect, see, or store any payment or billing information.
CardIQ is an informational utility for tracking and visualizing credit card benefits. CardIQ is not a financial advisor, bank, or credit card issuer. The information provided is for educational purposes only and does not constitute financial, legal, or tax advice. While we strive for accuracy, credit card terms and perks change frequently; please verify all benefits with your card issuer. CardIQ is not responsible for any financial losses, fees, or decisions made based on the information within the App.
All product names, logos, and brands are property of their respective owners. All company, product, and service names used in this App are for identification purposes only. Use of these names, logos, and brands does not imply endorsement or affiliation.
CardIQ does not knowingly collect data from children under the age of 13. The App requires no account creation and collects no personal information from any user.
Since all data is stored locally on your device, you can delete all CardIQ data at any time by going to Settings within the app and tapping "Reset All Data", or by deleting the app from your device entirely.